12M+
Active Users
$500
Max Advance
0%
Interest Rate
~20min
Express Delivery
Need cash before payday? Brigit helps millions of Americans avoid overdraft fees with instant cash advances. No credit check, no interest, no hidden fees.
Takes less than 2 minutes • No credit check
Brigit is a leading fintech app providing instant cash advances up to $500 with no credit check, no interest, and no late fees. Founded in 2017, trusted by 12+ million Americans.
Borrow $50-$500 with Express Delivery in ~20 minutes. No credit check, no interest, no late fees.
Build credit with a $600 loan at 0% APR. Reports to Experian, Equifax, TransUnion.
Get alerts before overdraft. Save $35+ per overdraft avoided with instant advances.
Track spending, monitor balance, get insights into your financial habits.
Dark web monitoring and alerts if your data is compromised. Plus & Premium plans.
Get cash in ~20 minutes. Free with Plus and Premium subscriptions.
Get a cash advance in minutes with this simple process.
Get Brigit from App Store or Google Play. Free download on iOS and Android.
Link your bank account through Plaid. Secure, instant verification.
Brigit analyzes your account and assigns a $50-$500 limit.
Get funds in ~20 min (Express) or 2-3 days (Standard).
Choose your plan. All include 0% APR and no late fees.
How Brigit compares to Dave, Earnin, Chime SpotMe.
| Feature | Brigit | Dave | Earnin | Chime |
|---|---|---|---|---|
| Max Advance | $500 | $500 | $750 | $200 |
| Monthly Cost | $0-$14.99 | $1 | $0 (tips) | $0 |
| Express Delivery | ✓ Free | $3-$14 | Tips | ✓ Instant |
| Credit Builder | ✓ Yes | ✗ | ✗ | Separate |
| Credit Check | ✓ None | ✓ None | ✓ None | ✓ None |
| Our Rating | 4.2/5 ⭐ | 4.0/5 | 4.1/5 | 4.3/5 |
"Brigit saved me from overdraft fees multiple times. Express Delivery is genuinely fast - got money in 20 minutes. Worth every penny!"
"Started with $100 limit, now at $250. Credit Builder improved my score by 40 points. Only wish they had phone support."
"Was skeptical but Brigit is legit. No hidden fees, no tricks. Exactly as advertised. Easy app, automatic repayment."
Join 12 million+ Americans who trust Brigit for financial peace of mind
"Brigit saved me from overdraft fees so many times! The Express delivery is incredibly fast - usually under 20 minutes. Best financial app I've ever used."
"The Credit Builder feature increased my score by 65 points in just 6 months! Now I qualified for a car loan with a much better rate. Thank you Brigit!"
"As a single mom, Brigit has been a lifesaver. No credit check, no judgment - just help when I need it. The $500 advance got me through a tough month."
"I've tried Dave and Earnin, but Brigit is by far the best. Higher limits, better app, and the Credit Builder is a game changer. Worth every penny!"
"No more payday loans with 400% APR! Brigit's 0% APR advances saved me hundreds of dollars. The app is super easy to use. Highly recommend!"
"Started with $50 limit, now I'm at $400! Brigit rewards you for being responsible. The automatic repayment makes everything stress-free."
⭐ 4.7/5 average rating from 125,000+ App Store reviews
Complete analysis with pros, cons, ratings
FeatureHow it works & expected results
TutorialStep-by-step beginner guide
TipsProven strategies for higher advances
CompareHead-to-head comparison
AlternativesOther cash advance apps
SafetySecurity & trust analysis
PricingComplete pricing guide
Brigit is a financial technology (fintech) application designed to help Americans manage cash flow challenges between paychecks. Unlike traditional payday loans with 400%+ APR and high fees, Brigit offers cash advances with 0% APR and no late fees, making it an affordable alternative for short-term financial assistance.
The app connects to your bank through Plaid, analyzing income patterns, spending habits, and account history to determine eligibility and advance limits. This process takes minutes without any credit checks.
Traditional payday loans charge 400%+ APR with origination fees and late penalties. A $200 payday loan could cost $30-$50 in fees for two weeks. Brigit charges a flat monthly subscription ($0-$14.99) regardless of advances taken.
This subscription model saves frequent users significantly. Three $100 advances per month with Brigit Plus costs $8.99 total. Payday lenders could charge $45+ for the same amount.
Credit Builder (Premium $14.99/month) is a $600 installment loan at 0% APR reporting to Experian, Equifax, and TransUnion. Brigit holds funds in savings, deducting $50 monthly for payments. After 12 months, you have 12 on-time payments boosting credit, with the remaining balance returned.
Users with thin credit files typically see 50-100 point improvements. Established credit users may see 10-30 point gains.
No credit score check. Your "Brigit Score" determines limits based on bank activity, income consistency, spending patterns, and repayment history.
Yes. Brigit uses 256-bit encryption (bank-level security). Bank connections through Plaid never store credentials and provide read-only access. Founded 2017 in NYC, raised $90M+ from Lightspeed Venture Partners, Nyca Partners, Canaan. Serves 12M+ users with 4.7-star App Store rating.
Most users complete setup in under 10 minutes and receive same-day advances with Express Delivery.
