Brigit Pricing Plans (2025)
- Cash advances up to $50
- Standard delivery (2-3 days)
- Balance alerts
- Spending insights
- No Express Delivery
- No Credit Builder
- No Identity Protection
- Cash advances up to $250
- Express Delivery (~20 min) included
- Balance alerts
- Spending insights
- Identity theft protection
- No Credit Builder
- Cash advances up to $500
- Express Delivery (~20 min) included
- Credit Builder included
- Credit score monitoring
- Identity theft protection
- Financial coaching
Is Brigit Worth the Cost?
Let's compare what you'd pay with Brigit vs. common alternatives:
Potential Savings with Brigit Plus
saved per overdraft avoided (vs. $35 average bank fee)
| Scenario | Without Brigit | With Brigit Plus | Savings |
|---|---|---|---|
| 1 overdraft/month | $35/month | $8.99/month | $26.01 |
| 2 overdrafts/month | $70/month | $8.99/month | $61.01 |
| $200 payday loan | $30+ fees | $8.99/month | $21.01+ |
💡 Value Assessment
Brigit is worth it if: You use cash advances 1-2+ times per month AND want fast delivery AND/OR frequently overdraft your bank account.
Brigit may NOT be worth it if: You rarely need advances, have stable finances, or can use free alternatives like Chime SpotMe.
Hidden Costs? No.
Brigit has no hidden fees:
- ✓ No interest: 0% APR on all advances
- ✓ No late fees: Even if repayment fails
- ✓ No tips required: Unlike Earnin or Albert
- ✓ Express delivery included: Free with paid plans (unlike Dave which charges $3-$14)
- ✓ Cancel anytime: No cancellation fees
Which Plan Should You Choose?
| Your Situation | Recommended Plan |
|---|---|
| Just testing the app | Free - Try before you buy |
| Need occasional advances with fast delivery | Plus ($8.99) - Best value |
| Need higher limits ($500) | Premium ($14.99) |
| Want to build credit | Premium ($14.99) - Only plan with Credit Builder |
Brigit vs. Competitors: Price Comparison
| App | Monthly Cost | Express Fee | Effective Cost |
|---|---|---|---|
| Brigit Plus | $8.99 | $0 (included) | $8.99 |
| Dave | $1 | $3-$14/advance | $4-$15+ |
| Earnin | $0 | Tips encouraged | Variable |
| Chime SpotMe | $0 | $0 | $0 (free) |
FAQ
Is Brigit free?
Brigit has a free tier with up to $50 advances and standard delivery. Paid plans ($8.99-$14.99/mo) unlock higher limits and Express Delivery.
Are there any hidden fees?
No. Brigit charges 0% interest, no late fees, and express delivery is included with paid plans.
Can I cancel anytime?
Yes. Cancel through Settings → Subscription. You must repay any outstanding advances first.
Does Brigit offer free trials?
Sometimes. Brigit occasionally offers free trials of Plus/Premium for new users. Check the app for current promotions.