Brigit
$500 max · $0-$14.99/mo
⭐ 4.2/5
MoneyLion
$500 max · $0-$19.99/mo
⭐ 4.0/5
🏆 Quick Verdict
Choose Brigit for: Simpler experience, free express delivery, straightforward credit builder
Choose MoneyLion for: Full banking platform, investing, more features (but more complex)
Head-to-Head Comparison
| Feature | Brigit | MoneyLion | Winner |
|---|---|---|---|
| Max Advance | $500 | $500 | Tie |
| Base Price | $0-$14.99/mo | $0-$19.99/mo | Brigit |
| Express Delivery | Free (paid plans) | $0.49-$8.99 | Brigit |
| Credit Builder | Yes ($14.99 plan) | Yes (separate) | Tie |
| Banking | No | Yes (full banking) | MoneyLion |
| Investing | No | Yes (stocks + crypto) | MoneyLion |
| Simplicity | Very simple | More complex | Brigit |
| App Rating | 4.2/5 | 4.0/5 | Brigit |
Key Differences
1. Scope of Services
Brigit focuses on cash advances and credit building. Simple and streamlined.
MoneyLion is a full financial platform: banking, investing, crypto, loans, and advances. More features, but more complex.
2. Express Delivery Costs
Brigit: Free express delivery with Plus and Premium plans.
MoneyLion: Instacash express costs $0.49-$8.99 per transfer (unless you have RoarMoney banking).
3. Credit Builder Programs
Brigit Credit Builder: $600 loan reported to all 3 bureaus. Part of Premium plan ($14.99/mo).
MoneyLion Credit Builder Plus: Separate program with membership. Reports to bureaus. Can be more expensive.
4. Banking Features
Brigit: Not a bank. Connects to your existing bank.
MoneyLion: RoarMoney is a full bank account with debit card, early direct deposit, and more.
Who Should Choose Which?
Choose Brigit If...
- You want a simple cash advance app
- You want free express delivery
- You want straightforward credit building
- You already have a bank you like
- You prefer lower subscription costs
Choose MoneyLion If...
- You want an all-in-one financial app
- You want banking + advances together
- You're interested in investing/crypto
- You want early direct deposit (2 days early)
- You don't mind complexity
Final Verdict
Brigit is better for most users who just want cash advances and maybe credit building. It's simpler, has free express delivery, and costs less.
MoneyLion is better if you want to consolidate your finances into one app with banking, investing, and advances all together.