Brigit Instant Cash at a Glance
What Is Brigit Instant Cash?
Brigit Instant Cash is a short-term cash advance feature that lets you borrow $50-$500 from your next paycheck with no interest, no credit check, and no late fees. It's designed to help you avoid expensive overdraft fees and payday loans.
| Plan | Max Advance | Express Delivery | Monthly Cost |
|---|---|---|---|
| Free | $50 | Not available | $0 |
| Plus | $250 | ~20 min (included) | $8.99 |
| Premium | $500 | ~20 min (included) | $14.99 |
How to Get a Cash Advance
Open the Brigit App
Launch the app and go to the home screen where you'll see your available advance amount.
Tap "Get Cash" or "Instant Cash"
Select the cash advance option from the main menu or home screen.
Choose Your Amount
Use the slider to select how much you want to borrow (up to your current limit).
Select Delivery Speed
Choose Express (~20 min-4 hours) or Standard (2-3 business days).
Confirm & Receive
Review and confirm. Funds are deposited directly to your linked bank account.
Delivery Times Explained
| Delivery Type | Typical Time | Availability | Cost |
|---|---|---|---|
| Express Delivery | 20 min - 4 hours | Plus & Premium plans | Included free |
| Standard Delivery | 2-3 business days | All plans | Free |
⚠️ Delivery Time Notes
- Express times vary by bank—some receive funds in 20 minutes, others take up to 8 hours
- Standard delivery doesn't work on weekends or bank holidays
- Request before 5 PM for best results with Express
How Repayment Works
Brigit uses automatic repayment tied to your paycheck:
- Brigit detects your payday based on your direct deposit history
- On that date, Brigit automatically debits the advance amount from your bank
- No late fees if the debit fails—Brigit will try again on your next payday
- You cannot choose a different repayment date
đź’ˇ Repayment Tip
Always ensure sufficient funds are in your account on payday. While there are no late fees, repeated failed repayments can lower your future advance limits.
Instant Cash vs Payday Loans
| Feature | Brigit Instant Cash | Payday Loan |
|---|---|---|
| Interest Rate | 0% APR | 400%+ APR |
| Late Fees | $0 | $15-$50+ |
| Credit Check | None | Usually required |
| Debt Trap Risk | Low | High |
FAQ
How much can I get?
$50-$500 depending on your plan and Brigit Score. Most new users start with $50-$150 limits that increase over time.
Is there interest?
No. Brigit charges 0% APR. You only pay the subscription fee ($0-$14.99/month).
What if I can't repay?
No late fees. Brigit will try again on your next payday. However, this may affect your future limits.
How many advances can I have?
One at a time. You must repay your current advance before requesting a new one.