Range: 20 minutes to 4 hours depending on your bank
Express vs Standard Delivery
⚡ Express Delivery
- Speed: ~20 min - 4 hours
- Cost: Included with Plus/Premium
- Availability: 24/7
- Best for: Urgent needs
🐢 Standard Delivery
- Speed: 2-3 business days
- Cost: Free (all plans)
- Availability: Business days only
- Best for: Planning ahead
Express Delivery Speed by Bank
Actual delivery times vary significantly by bank. Here's what users typically experience:
| Bank | Typical Express Time | Rating |
|---|---|---|
| Chime | 15-30 minutes | ⭐⭐⭐⭐⭐ |
| Varo | 20-45 minutes | ⭐⭐⭐⭐⭐ |
| Current | 20-60 minutes | ⭐⭐⭐⭐ |
| Chase | 1-4 hours | ⭐⭐⭐ |
| Bank of America | 1-4 hours | ⭐⭐⭐ |
| Wells Fargo | 2-4 hours | ⭐⭐⭐ |
| Credit Unions | 2-8 hours (varies) | ⭐⭐ |
💡 Pro Tip
Online banks (Chime, Varo, Current) typically process Express transfers faster than traditional banks because they support instant ACH.
Tips for Faster Delivery
- Request during business hours: 9 AM - 5 PM EST typically processes fastest
- Avoid weekends/holidays: Some banks process slower on non-business days
- Use an online bank: Chime, Varo, Current support instant deposits
- Check bank connection: Ensure your bank is properly connected in the app
- Keep app updated: Latest version may have improved transfer speeds
What If Express Is Slow?
⚠️ Express Taking Too Long?
If your Express delivery is taking longer than 4 hours:
- Check your bank account (funds may already be there but not showing)
- Verify your bank connection in Brigit settings
- Contact Brigit support via in-app chat
- Check if your bank is experiencing issues
Express Delivery Requirements
- ✓ Brigit Plus ($8.99/mo) or Premium ($14.99/mo) subscription
- ✓ Bank account that supports instant ACH transfers
- ✓ Active internet connection
- ✓ Available advance limit
Note: Free plan users only have access to Standard Delivery (2-3 business days).
FAQ
Is Express Delivery really free?
Yes, with Plus and Premium plans. It's included in the subscription cost. Dave and other apps charge $3-$14 per express transfer.
Why is my Express taking hours?
Some traditional banks don't support instant ACH. Your bank may process transfers in batches, causing delays.
Can I get Express on the Free plan?
No. Express Delivery requires Plus ($8.99/mo) or Premium ($14.99/mo).
Does Express work on weekends?
Yes, Brigit sends Express transfers 24/7. However, your bank may take longer to process on weekends.